Secure. Private. Trusted by Millions.

Your Path to Better Credit Starts Here.

CreditFix.com connects you with a trusted network of financial wellness partners. Our platform brings together powerful credit-building tools and identity protection so you can move toward your goals with confidence.

  • Personalized Improvement Plan
  • BuildCredit™ Tools
  • Expert Guidance

Why CreditFix Works? Because You...

  • Get access to industry-leading credit-building tools
  • Get access to our partner specialists to create a personalized plan
  • Stay protected with secure, private data handling
  • Nationwide Partner Network
  • Enhanced Credit Tools
  • Secure Platform

Create a free account to unlock your personalized credit-improvement plan.

Get Started Today

Take Your First Step Towards Approval Today!

Personalized Improvement Plans

Trusted by Over 5 Million Consumers

  • 5 Million+ Consumers Trust our Platform
  • +60 points Avg Score Increase*
  • Save $180 Avg. Savings per Month**

*Average score increase by using the BuildCredit™ Account tools offered through our partners.

**Average monthly savings achieved by consumers in our partner network through the Student Loan Aid Program

Whether you are buying a home, financing a car, or lowering rates, improving your credit is the first step. Turn credit challenges into opportunities.

Home Loans

Lower rates, bigger approvals, faster mortgage readiness.

  • Qualify for up to 25% more
  • Save on interest rates
  • Pre-approval in 3-5 days
Auto Loans

Better terms, lower monthly payments, faster qualification.

  • Lower monthly payments
  • Reduce APR by 2-4%
  • Instant pre-qualification
Credit Cards

Higher limits, better rewards, and upgrade opportunities.

  • Increase limits by $5K-$15K
  • Access premium cards
  • More card perks
Insurance Rates

Better credit means lower insurance premiums.

  • Lower auto/home premiums
  • Better coverage for less
  • More coverage options

How it Works

Three simple steps to start improving your credit.

1

Simple Signup

Start with a simple, 2-minute registration that begins your step-by-step path to improved credit with straightforward guidance.

2

Connect to
Credit Specialist

You'll be matched with a partner specialist who will reach out to discuss your goals and review credit building strategies.

3

Get Your
Personalized Plan

Our partners have the ability to dispute items on your credit report as well offer access to a range of credit building products.

1
2
3

Simple Signup

Start with a simple, 2-minute registration that begins your step-by-step path to improved credit with straightforward guidance.

Connect to
Credit Specialist

You'll be matched with a partner specialist who will reach out to discuss your goals and review credit building strategies.

Get Your
Personalized Plan

Our partners have the ability to dispute items on your credit report as well offer access to a range of credit building products.

Start Improving
Your Credit Today!

What You Get

Everything you need to build stronger, more resilient credit — all in one secure platform.
Credit Reports & Scores

Get a complete picture of your financial profile with partner-provided credit and debt analysis tools.

BuildCredit™

Add a new positive tradeline to your report using partner credit-building tools.

Rent Reporting

Build credit by adding your on-time rent payments directly to your credit report.

Student Loan Guidance

Evaluate income-driven options to reduce monthly student loan payments while improving your credit.

Identity Protect

Stay safe with dark web identity monitoring and alerts powered by top-tier security technology.

Guided Support

Get expert help with clear next steps from our network of certified credit specialists.

Your plan adapts to your goals and may include both credit-building tools and credit-improvement guidance from certified specialists

What Our
Members Say

Real stories from people who improved their credit with CreditFix
"

"I went from a 620 to 720 credit score in just 6 months. The personalized plan made all the difference. I finally got approved for my dream home!"

Sarah M.

Homeowner, California

"

"The rent reporting feature was a game-changer. My on-time rent payments are now building my credit history. My score increased by 50 points."

James R.

Renter, Texas

"

"Easy to use, transparent pricing, and real results. I wish I had started sooner. The identity protection gives me peace of mind too."

Maria L.

Professional, New York

Powered by CreditFix. Trusted by Millions

  • Bank-level encryption and secure data handling
  • Powerful, industry leading tools through our partner network
  • Easy-to-track progress with guided steps along the way
Bank-Level
Security
Enhanced
Credit Tools
COPA
Compliant
Bank-Level Security
Enhanced Credit Tools
COPA Compliant

Frequently Asked Questions

Timelines vary by profile, members can see meaningful progress within months, with many noticing improvements in as little as 3-6 months of consistent action.

No, creating your CreditFix account does not effect your credit score.

Pricing differs by credit profile, and comes directly from our partner network so you know exactly what to expect.

Yes. We use bank-level encryption, certified, and compliant with CCPA.

Absolutely. The CreditFix Partner Network supports people at every credit stage. Whether you're rebuilding or looking to strengthen an already solid score, you'll have access to tools and guidance that fit your needs.

Your Next Approval Starts Today.

Join over 5 million people who have accessed services provided by our suite of platform services.

Secure. Private. Proven.

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